Minibus Insurance
Compare minibus insurance quotes to cover vans that can carry between 9 and 16 passengers
Minibus fleet insurance
If you operate several minibuses, fleet insurance may be a cost-effective way to cover all your vehicles under one policy.
Fully Comprehensive
Fully comprehensive insurance is the highest level of coverage you can get. It includes all the features of third-party only and third party, fire, and theft cover types, but also covers damages to your own vehicle in the event of an accident (even if you're at fault).
Public liability cover
This is likely to be essential for any minibus operation, as it helps protect against claims made by third parties for injuries or property damage.
Minibus insurance legal expenses
If you find yourself involved in a dispute, the financial burden of legal expenses can be tough to deal with. Legal expenses coverage can help pay for the costs involved, which could be substantial.
Public or Private Hire
Insurance needs differ depending on whether your minibus is for public or private hire. Make sure to specify this when you're comparing minibus insurance.
Breakdown cover
Minibus breakdown could be crucial, especially for long journeys. It's designed to ensure you and your passengers are not stranded in the event of a mechanical failure.
FAQs
The number of seats can affect the type of insurance you need, so specify this when getting a quote.
Minibuses with more than 17 seats may require coach insurance instead. Consult with your insurance provider about the specific requirements and limitations when it comes to larger vehicles and passenger numbers.
Individual insurers will be able to advise cover options when it comes to insuring minibuses that may have been adapted for different uses (e.g. wheelchair accessibility minibuses). If your minibus has been adapted or altered, it’s a good idea to check with the broker to ensure the changes are properly declared prior to purchasing your insurance.
Typically yes, you can add drivers to a minibus insurance policy. However, adding more drivers, especially those with less experience or a poor driving record, may increase your insurance premium.
The minimum legal requirement for minibus insurance is third-party-only coverage. It covers injuries and damage to other people but does not cover your own vehicle or passengers.
Minibus insurance includes additional cover options that are not typically available (or necessary) for standard car insurance.
These can include public liability, breakdown cover, and legal expenses. The risks associated with carrying multiple passengers also make minibus insurance generally more comprehensive - and sometimes more expensive - than standard car insurance.
As the owner of a minibus for the first time, your premiums might be initially higher due to a lack of driving experience operating such a vehicle. However, factors like a clean driving history, the vehicle's security features, and where you store the minibus can help reduce costs.
When you use The Van Insurer’s online quote system, you’ll be presented with a list of quotes in ascending price order. However, this is for the basic insurance policy price only. Most insurers will offer EU cover as an option, and this will be available as an ad-on directly from the insurer. Make sure that any overseas driving policy you buy covers the countries you will be visiting, as some providers may cover more geographical areas than others.
You need a full category D1 driving licence to drive a minibus.
